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Our Founders

About Joseph Moffat

Boasting almost three decades of industry experience, Joseph has established his reputation as the blueprint of insurance excellence. It’s who he is, balancing a flair for innovative strategies, a devotion to the client-centric approach, and rich industry knowledge with a commitment to helping his clients unlock long-term financial stability.

Viewing his role as the driving force behind a lifetime of income protection, Joseph sees himself as a true partner; a mentor; a force for good in the lives of his clients, with results that speak for themselves.

About Zarina Moffat

As a qualified Insurance Agent, under Florida Department of Financial Services, Zarina doesn’t just see herself as a results-driven professional. She lives and breathes her role, taking ownership of her client’s financial goals, developing bespoke strategies, and building ultra-strong relationships with her clients.

It’s a critical part of Zarina’s difference. With a refusal to settle, Zarina embodies the word ‘proactive’, known for evolving alongside industry trends, frequently reviewing her clients’ policies and plans, and keeping an eye on regulatory changes across 26 states – and counting.

About Our Family

We take pride in our strong foundations, built by industry-leading insurance experts. Founded by a husband-and-wife duo (and parents of three incredible children!), when Joseph and Zarina aren’t making a real difference in the lives of their clients, they can often be found serving their community, attending Tampa’s Grace Family Church, and enjoying the great outdoors, from hiking, camping, and traveling to their much-loved weekend boating trips.